Thursday, October 8, 2009

Don't Forget About Financial Planning

Don't forget... lay your financial cards on the table! Among young couples, this often involves the subject of debt, particularly college loans and credit cards. Get a copy of your credit reports, see if they are accurate and share them with one another. discuss your views on money and investing. Are you a spender, a saver or a hoarder? Does the stock market scare you or excite you? Do you enjoy handling the day-to-day finances like paying bills and balancing the checkbook? think about your financial goals and dreams. Retirement may be a long way off, but one of you may have plans to retire sooner than the other. Think about raising children and paying for their education, child allowances and childcare. consider talking with a financial planner. Not only can the planner help you discuss financial issues in a comfortable setting, but also the planner can offer advice on such issues as the combining of finances where debt or lopsided wealth is involved.

No comments:

Post a Comment